Our budget is tight. We have allotted $10 per month for eating out. And most months, that money goes elsewhere. It’s just in the budget as a kind of cushion. Or for when we crave custard.

This means we have to try and schedule our outings so that they don’t go over lunch or dinner times. But this can lead to us never leaving the apartment.

So, Tip #1: We bring a lunch with us.

We have a Trusty Blue Cooler that has packed many a picnic lunch (and saved us many a fast-food-dollar).

When we want to go to the park or the zoo on a Saturday morning, but it’s almost 11:00 already – along comes the cooler. A couple weekends ago, we were visiting friends and we knew they would want to go out to eat for lunch. We came prepared – with our blue cooler. And we sat in Chick-Fil-A eating our homemade deli sandwiches. Saving money. And by the way, our sandwiches were made with homemade honey oat bread, still soft and slightly warm from the machine that morning… oh, yum. We were not suffering.

When we travel to see family (all of which resides in a different time zone) – along comes the cooler. We have been known to stop at mall parking lots, have a picnic lunch in the car, then walk once through the mall to get the wiggles out of a certain toddler, and then back in the car for another couple of hours.

The bonus for bringing a cooler on longer trips is the Snack Potential. String cheese, carrot sticks, pretzels, peaches, cold water all reduce the compulsion to splurge at a gas station. And they are also MUCH healthier than pop (soda, Coke, whatever) and a candy bar.

On to Tip #2:

We used to eat out every Sunday after church. We go to the late service, which lets out at 12:30. By the time we get home, it’s 1:00. Then, add in time to cook a meal and it’s well into naptime before dinner’s on the table. Our solution was Pizza Express. That got expensive. And not-so-healthy.

Something had to change.

Since we don’t have to leave until 10:30 for church, I have plenty of time to make a crock pot meal every Sunday morning. I simply adore big Sunday lunches. This is my answer.

No matter how hungry we are as the worship band plays its closing tune, we cannot go out to eat or dinner will be ruined! And we have a polite excuse for anyone who asks us if we want to join them for dinner somewhere, “Oh, we can’t. We have dinner waiting in the crock pot at home.” Sounds a lot nicer than, “Oh, no. We don’t make enough money to afford such extravagances. But you have fun!” And, we can follow up with, “Would you like to come over for dinner?”

Does anyone else do this? For other Frugal Friday tips, see Crystal’s blog.