- We have a loan on the house. 30 years at 6% with 3% down and thus, also PMI. But it fits in the budget. It also goes against anything I’ve ever learned about buying a home, but Josh has convinced me that when you plan to sell the home 3 years after buying, it is better to put AS LITTLE money down as possible.
- Inspection on the house is tomorrow at 2pm.
- Closing date is June 26.
- Olivia is still in diapers. Every now and then we try the underwear thing. We even try the maybe-if-she’s-naked-she-won’t-pee-everywhere approach. (Because, really, that’s just so messy! And Olivia can be very easily grossed out.) However, we learned quickly that she has no aversion to pooping while naked. That made for some not-so-lovely surprises.
- Benjamin is still in our bed and is back to nursing through the night. After being out of Church nursery since his RSV experience, we put him back after some particularly rowdy behavior. He immediately came down with some serious mucous issues. Dripping nose, hacking cough, and, of course, little-to-no sleeping. So I nursed him back to health (a 24/hr/day job, don’tcha know?) and we’ll have to do the night-weaning thing all over again.
- The pregnancy is going really well. For about a week I was still unconvinced I was really and truly even pregnant. Then I started peeing every hour on the hour. And I am now convinced. And really, it’s the most preferrable side effect of the bunch, so I’m pretty glad it’s the one I got.
- I (with the help of a friend) found a midwife that will travel to my area! And also found out I am NOT covered by Josh’s insurance. They have neglected to bill us for the past, oh, eight months? It was supposed to be a quarterly billing, so we didn’t notice until recently. “Hey, why is all this extra money in our savings?” “Oooohh, shoot. I’m not insured anymore, am I?” And now I have a “pre-existing condition.” So it looks like it’ll be another Medicaid pregnancy. And Josh is doubtful that midwives take Medicaid patients. We’ll see.
- Benjamin has, on more than one occasion, climbed up on the dining room table to play in the butter.
- I showed Olivia a lentil and told her that’s how big the baby in my belly was. She just stared and stared. I asked if she wanted to hold it. She very excitedly took it in her hand and cradled it so sweetly!
- I think it’s a girl.
- Josh thinks it’s a boy.
- I think I want to be surprised this time.
- It is impossible to convince WordPress to put spaces between my listed updates.
The Cloth Diapering, Babywearing, Breastfeeding Mommy
In our state, pregnancy is not a pre-existing condition. You might want to check on that!
YAY! I’m so excited for you guys about the house! And the pregnancy of course. 😉
Really? Where I’m from, pregnancy isn’t a pre-existing condition. Huh.
My midwife took DSHS/medicaid, as did many others I checked out. 🙂
I’m excited for you about the house!
Pregnancy is a pre-existing condition? I may never figure out American Healthcare.
Go with the midwife if you can. They are incredible. At least, mine was. Even if the delivery was not so good.
Glad to hear about the mortgage.
We are planning on keeping our house and renting it out when we have to move again in 4 years. That is why we put the full 20% down. Good luck with your inspection! Buying a house can be such a headache at times even when things go smoothly.
Congrats, again on your new home! So wondeful. I wish you luck with the midwife. Hopefully, they’ll accept Medicaid and you won’t have to worry! I like the idea of a surprise, especially on a third pregnancy. I thought about doing that next time too but it would be my second. What a cute story about Olivia and the lentil. Those moments are precious. Take it easy.
Pregnancy is NOT a pre-existing condition. There is a law out there that says insurance companies can’t deny you for insurance because you’re pregnant. So look into that. That said, if you’re doing a homebirth you might want to consider how much it is. Because both of my births were under $3000 a piece. One of mine was a flat rate and the other was a sliding scale, so check into that. It really is more affordable and better care all around. Feel free to email me if you want.
Pregnancy IS a pre-existing condition where I come from. No one but Medicaid will take you if you’re pregnant–except for TriCare, which you can only get through the military.
Homebirth midwives in my area don’t take medicaid, but hospital CNM’s do. There’s also a free-standing birth center in my area that takes medicaid.
Good luck–we’re having a similar problem. 🙂
I’m pretty sure pregnancy is a pre-existing condition on my insurance too. On the upside, midwives are supposed to be much less expensive than hospitals, so if you can’t find insurance & Medicaid doesn’t work out, OOP for a midwife would be much more affordable than a hospital (I don’t know how OOP costs work on Medicaid, sorry).
And many midwives will take payment plans! I have another recommendation for a midwife if the one you’re using doesn’t work out (if it’s not the same one you’re already using.)
Wow, that’s some wonderful news! Wishing you all good things, on all fronts. And good resolutions to the insurance issues!
Hi. I just looked at your website for the first-time today, and I’m really enjoying it. Thanks!
Anyway, as a very-curious child of an attorney, I thought I’d look into your insurance question. This iVillage site seems to explain it well: http://parenting.ivillage.com/pregnancy/phealthcare/0,,midwife_46wb,00.html
Congrats on the new house and new baby. 2008 is awash with blessings!